Oftentimes, people assume loans are annoying or complicated. Well, oftentimes, they can be. When you are buying a home or a car, they can be long, drawn-out processes that dig into every piece of history your life offers. With that in mind, doesn’t an “easy loan” sound intriguing?

Idaho Finance offers easy loans in Meridian, ID, and all of Treasure Valley. These easy loans include awesome benefits, including:

• Fast application
• Minimal credit requirements
• Quick cash
• No application fee

• Installment loans
• Personal loans
• Debt consolidation loans
• Auto repair loans
• Short-term installment loans
• Long-term installment loans
• Medical bill loans

With so many options, you really can’t go wrong. While these easy loans come with a lot of positive benefits, some of the “other guys” offer their kinds of easy loans but they come with lots of risk and high interest rates. Don’t fall for it, choose the smart choice with Idaho Finance for your installment loan needs in the Treasure Valley.

Our most popular loan option we offer is our installment loan. Installment loans come with fixed payments over a set amount of time. This is ideal for those of us who like to or need to stick to a budget.

In contrast, the less ideal loan options you have with other lenders are called payday loans. These types of “easy loans” come with extremely high interest rates, less time for repayment–often just as long as you have before your next payday –and they often come with late-fees that can send you into a debt spiral. The debt spiral is a worst-case scenario that can ruin your financial future for a long time. These are all excellent reasons why installment loans from Idaho Finance in Meridian are the smartest loan choice for you.

Idaho Finance’s installment loans don’t require perfect credit, offer flexible terms to fit your needs, provide transparent terms with no hidden fees, and ultimately can help you build or rebuild your credit with on-time payments.

These days, the people of the Treasure Valley are becoming more aware of the financial wellness that responsible borrowing can bring. Idaho Finance understands the importance of that, too! Having served locally from Meridian, they bring many things to the table that other lenders don’t.

• Quick, friendly customer service (we are talking REAL people, no automated messages or call centers)
• Simple application process that you can do online
• Loan amounts and terms that are tailored to fit your budget and lifestyle
• In many cases, same-day approval
• No early repayment penalties–pay it off early and save!

Other lenders want to milk your wallet for everything they can get out of it. We support you in your financial wellness endeavors! We fully support you paying off your installment loans early if it helps you to be financially free. Of all the choices you make in your day-to-day life, make sure to choose the lender whose installment loans stand out in the Treasure Valley. 

As mentioned previously, our easy loans can be applied for online. Things that will help to speed up the process even more is to have a few documents ready and available when you choose to apply.

The documents you’ll want ready are:

• State-issued photo ID
• Proof of income (this could be paystubs or an entitlement letter)
• Proof of address (this could be a utility bill, vehicle registration, etc)
• 5 References including the person’s name, and phone number 

When you have these things ready to go, it is time to apply! Once you fill out the application online or visit our local office in Meridian, ID, we can review your loan offer with an Idaho Finance team member. Lastly, you sign on the dotted line and receive your funds! This even happens the same day that you started the application process.
 

Supporting your local business allows your local business to support you, too. Using community-based services to your benefit means you can receive personalized help, not just help from an algorithm.

Idaho Finance understands local needs and offers support that national chain lenders can’t match. Keeping your and our money in the local economy benefits everyone in Meridian and the whole Treasure Valley.

As always, we offer a few friendly tips to help you ensure you are staying as financially well as you can be. We support you and your needs!

• Borrow only what you need:  It is as simple as - the more you borrow, the more you pay back.
• Understand your repayment terms: If you don’t understand them, feel free to reach out to Idaho Finance’s team and we would be happy to explain them in more detail.
• Don’t be afraid to ask questions: Idaho Finance is here to help.

If you are looking for a simple, fast, and fair installment loan in Meridian, Idaho, or any of the Treasure Valley, Idaho Finance is the go-to solution. When you are in a financial rut, you need all the support you can get. Don’t go to the other loan places; get started on your loan application today online or at our Meridian location. Call us today at (208) 999-LOAN (5626) if you have any questions.